Your future is bright, and it’s about to get even brighter with the VisaⓇ Student Platinum Rewards Card from San Francisco Federal Credit Union. You’ll enjoy a great rate and cash back rewards on whatever you buy. Plus, you’ll never pay an annual fee or fees for using your card.
Competitive Interest Rate
12.24% APR*
Cash Back on Purchases
Get 1% cash back on everyday purchases.
No Annual Fee
No annual fee, balance transfer fee, or foreign transaction fees.
25-Day Grace Period
No interest charged for 25 days on purchases.*
VisaⓇ Student Platinum Rewards Card Rates
| CARD TYPE | RATES AS LOW AS | ANNUAL FEE | BEST FOR |
|---|---|---|---|
| VisaⓇ Student Platinum Rewards Card | 12.24% APR* (based on Prime) | None | A student who wants a competitive interest rate and cash back on purchases. |
VisaⓇ Student Platinum Rewards Card FAQs
You will get a deposit into your savings account each May for the previous 12-months of rewards. It’s that easy!
Yes! Using your card should be convenient, and it is with our Visa® cards. They are all ApplePay, Android Pay, and Samsung Pay compatible.
Yes. Visa® offers its cardholders travel protection and emergency assistance, and you can learn more about these helpful benefits here.
No. We never charge annual fees with our credit cards.No. We don’t think you should have to pay to use our VisaⓇ Student Platinum Rewards Card. So we never charge the kind of fees that the big banks often charge.
Yes. We take security seriously. Your card is equipped with protective features to keep your financial life running smoothly. Additionally, we offer loan protection and Financial Hardship Assistance for unexpected life events or expenses. We also have our own additional security policies in place, and you can read about them here.
You must be at least 18-years old and be a full or part-time college student (proof of enrollment or acceptance letter required). Employment is required but if you have a limited credit history, this card is for you: No minimum FICO score required.
Other San Francisco Credit Union VisaⓇ Credit Cards
VisaⓇ Classic Secured Card
The perfect card to help you establish or re-establish credit. No annual fee and a competitive rate make this card a smart choice.
VisaⓇ Platinum Rewards Card
The perfect card to help you establish or re-establish credit. No annual fee and a competitive rate make this cGet our best rate and earn 1% cash back for everyday purchases with our VisaⓇ Platinum Rewards Card. You’ll also never pay annual fees to use the card.
Member Reviews
*APR=Annual Percentage Rate. APRs accurate as of 12/01/2024. Variable rate loan, with a max APR of 17.99%. No annual fees. Regular variable APRs 12.24% to 17.99%, subject to change.
** San Francisco Federal Credit Union VISA® Student Platinum Rewards Terms and Conditions: Rewards (also known as “rebates”) are earned by making purchases with your San Francisco Federal Credit Union Visa® Student Platinum Rewards Credit Card. You can earn a reward of one percent (1%) on purchases at locations throughout the world that accept Visa®, up to $500 per year. All rewards earned will be reflected in your quarterly billing statement and will be automatically and annually redeemed every May 31st by applying the rewards as a deposit to your Regular Share Account. Your rewards will not expire. Purchases returned for credit do not earn a reward, and your balance will be adjusted in the event that the purchase is returned, or a credit adjustment is otherwise issued. Your account must remain open and not be in default under any card agreement in order to earn and redeem rewards. Rewards are not earned on cash advances, balance transfers, fees, loan balances or finance charges. All rewards that have been accumulated, but have not yet been paid, will expire upon termination of your San Francisco Federal Credit Union Visa® Platinum account, whether terminated by you or us. We are not responsible for reward-related disputes between joint account holders and/or between account holders and authorized users. Excludes Visa® Classic card. Must be at least 18 years old to apply.
No interest charge for 25 days on purchases only. Interest on cash advances and balance transfers begins on transaction date.
There is no fee for any balance transfer that is posted to your account during the first 60 days from the date opened. Any balance transfers posted to your account after the first 60 days will be charged 1% of the amount transferred. Excludes Visa® Secured.
Foreign Transaction fee up to 1% (per transaction in US Dollars) waived for Visa® Platinum Rewards cards only. The monthly minimum payment is 1% of the total balance due or $15.00, whichever is greater.